Financial

by Michael L. Crawford, BA (Hons), CMA It does not matter what industry you work in or where you are in your career you can be sure that education is in your future if you want to succeed. In fact the Canadian government believes that…

Summer is here, which means that many Canadians will be dusting off suitcases and backpacks and setting off on vacation. Before you go, take a little time to think about money matters. A little prevention will save you a pack of troubles…

Instead of being owned by shareholders like chartered banks, credit unions and caisses populaires are owned and controlled by their members. Their main purpose is providing financial services to members.

By Marcello Paolinelli When librarian Fabiano Takashi came to Canada from Japan, six years ago, he had no idea that as an international student he was eligible for a tax rebate. Only five years later, a friend, who was also a student,…

One of the cornerstones of your new life in Canada is a strong financial base. There is a wide variety of financial products and services to choose from, and the competition for customers can be fierce. You may feel that you need to hurry,…

As you start your new life in Canada, you will need to find out how to manage your money in this country. One of the first things you should do is to open a bank account. Canadian bank accounts are a safe and convenient place to keep your…

by Michael L. Crawford, BA(Hons), CMA In Real Estate the three most important things are location, location and location; in tax preparation the three most important things are organization, organization and organization.

by Michael L. Crawford, BA(Hons), CMA In past articles in this magazine I have touched upon the disability tax credit in terms of its value and transferability. In this issue I will talk about the specifics of what the disability tax credit…

By Sandra Fletcher Have you ever wondered where insurance actually started? Who were the first people to offer it – and why? The basic idea of insurance has always been the same: protection in case you lose something. There are different…

If you apply for a credit card these days, you will probably be offered something called Credit balance insurance. This kind of insurance can provide some coverage of your credit card balance in the wake of unexpected events, such as a…